Time passes whether you do something or not. Life passes whether you are poor or rich. You pass away, whether you like it or not. This very well could be your last day on Earth. What need you to do? Again, you may live longer than you expect. What should you do with all that time? If you find an activity you love to do, poverty will change to riches and riches will not hinder you from further improvement. This is what beyond poverty and riches means. Find your (Carl Rogers’s) Real Self.